5 Investment Moves to make in your 30’s

Twenties is the time when a person learns money habits, whereas there is also a time to start taking investment decisions. These investment moves in your 30’s will have a good impact on your finances in the future so it is better to start early investment.
Here are the five investment moves to make:

1. Select Financial Goals

First of all select your major financial goals so you can have a clear idea that what you want to achieve through investment. The best thing is to focus on the important things you want to get done financially. It is really important to select the particular goal because too many ideas can affect your focus.

2. Emergency Fund

Another major thing to do is to put some amount of money in your emergency savings fund, because money is never enough that is why keep savings because time changes and so does the circumstances. It feels like you have enough amount of savings but a change in situation can wipe it all off so be prepaid about it.

3. Retirement Savings

Start early savings for the retirement so that you can invest more in the future contribution to retirement fund is always beneficial and it can also help in early retirement plans.

4. Invest in Stock

You have to learn about the investment in stocks and bonds and if you already know then go ahead and invest in stocks as early as possible. Although there is a risk in investing in stocks but it is worth a try and the best thing is to look for a good financial adviser who guides you regarding the investment.

5. Invest in Real Estate

If you are not interested in the stock market and wants to avoid the losses then consider investing in the real estate sector as investing in real estate is a bit less risky than the stocks and there is also a huge potential in the real estate market but beware you should be familiar with the real estate industry before venturing into it.
The Earlier you start the longer your money has to grow.
By : admin
08 Jan

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How to filter out past transactions?
Tap on filter icon to filter out / sort transactions by category, amount and transaction type.
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To set saving goals with hysabkytab tap on create new option, name your goal, add amount, set target date, add tags (optional), choose icon (optional), tap on create saving goal option.
how does tag work in hysabkytab?
Tags work just like a sub-category in hysabkytab. For example, you added an expense transaction for rs.350, category (transport), account (cash) and you added a tag name (uber). Now you can search through your tag. To search, tap on history, tap on search bar, type your tag name (uber)
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New hysabkytab has person account only for lending and borrowing. You can change your previous personal account into income and expense accounts. For that create a new cash account with same name, but don’t enter balance, then make a transaction of transfer (from old account to new account with initial balance).
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Certain features in hysab kytab requires access to your camera/gallery for example if you want to attach receipts with transaction, or you want to post sale alerts, in those scenarios you are required to give access to your camera/ gallery.
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When you try using the feature of adding place to your transactions, the app requests your permission to give access to location services. If you allow the app to access these location services, you will be able to see what places you are spending your money at.
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You can adjust decimal according to your need, to change currency format, tap on left drawer (top left), tap on setting, tap on currency format (change by scrolling down)
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You can set reminder for any type of transaction. To set reminder, tap on left drawer, tap on reminder, tap on add button, set type, title, time, interval, date.
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To add extra layer of security, you can set 4-digit passcode on your hysabkytab app, to set 4-digit code, tap on left drawer, tap on setting, tap on security, set 4-digit pin.
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To take backup, tap on left drawer, tap on setting, tap on backup, you can either take backup on your device or google cloud.
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you will have to create a backup on your google cloud from your old phone. If you are logged with the same google account in your new phone, you can restore the data from your google drive. Once restored, all your data will be retrieved automatically.
Cross platform backup
Hysabkytab does not support cross platform backup, you can only restore android backup to another android device only.
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Tap on search icon (top right)

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As it is our initial phase, flyers are only available in karachi, they will be available nationwide soon.
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To add review or rate on deal, tap on deal (you want to rate), scroll down, tap on add review option, tap on stars to rate, type comment below.
If i travel to abroad but my origin is set as my home county, will i be able to see deals of foreign country?
No, in case you are moving to foreign country, change your origin to see foreign deals. To change origin, tap on left drawer, tap on setting, tap on country.
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When you search a product on hysabkytab it searches across all our e. Commerce partner which increase your product verity and gives you most discounted product. Also you can easily add that transaction in your finance management section to keep your finance in track.