5 Ways to Save Money for your Dream Vacation

Planning for vacation this year now you can turn your dream trip into a reality with these money savings tips. This New Year you can make a list of destinations you want to go along with the resolutions.
Travelling doesn’t not have to break the bank even if your earning is moderate . There are certain steps to take in order to reach your travelling goals.

1. Invest in a Travel Fund

Make a travel fund where you can put your savings directly into the account, where you cannot easily withdraw from because it makes it easier to visualize goals. With new personal financial management applications like Hysab Kytab travellers don’t need to be a financial wizard.

2. Automate Savings

Automate the savings like investments you can deposit a portion of your income into your savings account so you can easily achieve your savings goals in time. The very first thing when you get the income is to save rather than budgeting and spending.

3. Cut your Expenses

It is important to know that where the money goes away figuring out the expenses is always the good thing it helps to distinguish where you are right and where you are wrong. Track your expenses in order to see where your biggest expenses are and where you can save easily or cut down the expense. You can also cut the services which is no longer required the more you save the more you reach towards your goal.

4. Invest in Retirement

Increase your retirement contribution when you get the chance. Don’t rush towards buying things whenever you get a raise or bonuses. Think before acting towards certain discount promotions. It will be much better to invest in retirement as it will help you to build up a better financial picture.

5. Use Rewards Wisely

Credit cards rewards are good way to make your dream happen don’t lose the reward of travel expenses through your credit cards as is an invaluable resource for the travellers. There are many stories regarding travelling the world just by earning and utilizing the points.
Get your plan straight choose a destination and get the Hysab Kytab app to set up a vacation goals.
By : admin
08 Jan

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How to set a budget?
To set budget to pfm, tap on budgets then tap on ‘’create new’’ budget button. You can choose category and allocate amount for budget.
How to add a new transaction?
To add new transaction, you can tap on plus button (bottom), select transaction type, add amount, select category, select account, to add detail (optional) you can add description, tags, location, receipt etc. In case of recurring transaction set time interval.
How to filter out past transactions?
Tap on filter icon to filter out / sort transactions by category, amount and transaction type.
How to set saving goal?
To set saving goals with hysabkytab tap on create new option, name your goal, add amount, set target date, add tags (optional), choose icon (optional), tap on create saving goal option.
how does tag work in hysabkytab?
Tags work just like a sub-category in hysabkytab. For example, you added an expense transaction for rs.350, category (transport), account (cash) and you added a tag name (uber). Now you can search through your tag. To search, tap on history, tap on search bar, type your tag name (uber)
How to change personal accounts into income and expense accounts?
New hysabkytab has person account only for lending and borrowing. You can change your previous personal account into income and expense accounts. For that create a new cash account with same name, but don’t enter balance, then make a transaction of transfer (from old account to new account with initial balance).
Why hysab kytab asks for camera access?
Certain features in hysab kytab requires access to your camera/gallery for example if you want to attach receipts with transaction, or you want to post sale alerts, in those scenarios you are required to give access to your camera/ gallery.
Why hysab kytab asks for my location?
When you try using the feature of adding place to your transactions, the app requests your permission to give access to location services. If you allow the app to access these location services, you will be able to see what places you are spending your money at.
How to change a currency format?
You can adjust decimal according to your need, to change currency format, tap on left drawer (top left), tap on setting, tap on currency format (change by scrolling down)
How does reminders work in hysabkytab?
You can set reminder for any type of transaction. To set reminder, tap on left drawer, tap on reminder, tap on add button, set type, title, time, interval, date.
How to change time interval?
To change time interval, tap on money, tap on calendar icon (top right), change interval according to your choice002e
How to set 4-digit passcode?
To add extra layer of security, you can set 4-digit passcode on your hysabkytab app, to set 4-digit code, tap on left drawer, tap on setting, tap on security, set 4-digit pin.
How to create a backup on hysabkytab?
To take backup, tap on left drawer, tap on setting, tap on backup, you can either take backup on your device or google cloud.
After changing phones, how do i transfer my data from one phone to another?
you will have to create a backup on your google cloud from your old phone. If you are logged with the same google account in your new phone, you can restore the data from your google drive. Once restored, all your data will be retrieved automatically.
Cross platform backup
Hysabkytab does not support cross platform backup, you can only restore android backup to another android device only.
How to add an offer to your wishlist?
To add an offer to wishlist, tap on a book shape icon (first left below every deal) how to use search
Tap on search icon (top right)
How to apply filter on deals?
To apply filter on deal, tap on view all option (top right), then tap on filter icon (top right below the search icon), you can apply discount slider to filter percentage of discount, you can filter by price range, and brand.

How and why to set reminder on a deal?
Reminder will help you to avail a certain deal before it gets expire. You can set reminder by tapping on reminder icon, set type, set time, set interval, month, date.
Why you can see flyers in karachi only?
As it is our initial phase, flyers are only available in karachi, they will be available nationwide soon.
How to remove an offer from your wishlist?
To remove an offer from your wishlist, tap on deals, tap on wishlist icon (top right), tap on the deal you want to remove, tap on remove from wishlist option.
How to place an order for items in your wishlist?
Tap on deals, tap on wishlist icon (top right), tap on item you want to buy, tap on buy now button.
How to add review or rate a deal on hysabkytab?
To add review or rate on deal, tap on deal (you want to rate), scroll down, tap on add review option, tap on stars to rate, type comment below.
If i travel to abroad but my origin is set as my home county, will i be able to see deals of foreign country?
No, in case you are moving to foreign country, change your origin to see foreign deals. To change origin, tap on left drawer, tap on setting, tap on country.
Why to shop from hk and not directly from the e.com website?
When you search a product on hysabkytab it searches across all our e. Commerce partner which increase your product verity and gives you most discounted product. Also you can easily add that transaction in your finance management section to keep your finance in track.