Personal Finance Manager
The Engagement Engine Built for Banks.
Turn insights into actions and Win Customer Loyalty through Intelligent, Hyper-Personalized Engagement.
Digital banking is no longer a differentiator — relevance is.
Hysab Kytab helps banks and fintechs boost engagement, loyalty, and cross-sell success with effortless, plug-and-play financial experiences.
Engage
Deliver daily personalized nudges, savings goals, and smart recommendations directly inside your app.
Analyze
Track customer behaviors through a powerful back-office analytics dashboard, driving smarter decisions.
Act
Offer tailored products and find up-sell and cross-sell opportunities through PFM
Improve the financial wellbeing of your customers
Transform into a trusted financial advisor by gaining a 360-degree view of your customers’ finances.
Empower them to take control of their financial health and make informed decisions with personalized guidance
Gain deep insights into your customers’ financial goals and unlock non-intrusive cross-selling and up-selling opportunities, driving new revenue streams through hyper-personalized experiences.
Features
Budget Manager
Enable customers improve their money management habits by letting them set their monthly budgets for various spending categories and track their performance against them so that the money saved can be put into action.
Income and Expense Tracking
Enable customers to view all financial activities in a consolidated, clear and easy to understand graphs and visuals which helps them understand their financial habits more effectively and avoid the potholes in their financial journey.
Peer Comparison
Aggregated and anonymized allows your system to create persona models to compare customer habits with people in their income, demographic, and professional brackets. All this visualized for your customers to view.
Saving Goal Planner
This feature helps bank customers in developing saving habits and achieving financial goals. It enables customers to set up both short- term and long-term saving goals and makes progress tracking incredibly easy.
Analytic Dashboard
Understand your customers financial activities/trends through AI and predictive analyses for empowering your Back-office team on next best action.
PFM Statement
While a bank statement can be a daunting 10-page document with just a credit & debit summary, your monthly financial statement should be an interactive summary of your monthly spending & saving.
Overview
Find new revenue streams
Understand what your customer needs and then offer relevant products to relevant users
Hyper-Personalize
customer engagement
Gain AI-driven personalised insights on your customers and drive meaningful engagement with them
Customer loyalty
Build a deeper relationship with your customers by understanding and meeting their evolving financial needs. Add additional data points to understand your customers
Increase ROI
Increase the ROI of investment made in other tools such as CRM, engagement marketing, business intelligence etc through additional data points contributed by PFM
Auto-categorization
This features categorizes all banking transactions into the relevant categories and transforms the information into interactive visualisations making expense tracking as accurate and quick as possible
90%
Categorization Accuracy
