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Harness the power of PFM - Turn insights into actions and improve your digital banking experience.

Become the financial advisor for your customers by gaining 360-degree view of their finances. Put your customers in the driving seats of their financial wellbeing by helping them make informed financial decisions.

Understand your customers’ financial dreams and identify the non-intrusive cross-selling/ up-selling opportunities for new revenue streams through hyper-personalization.

Harness the power of PFM - Turn insights into actions and improve your digital banking experience.

Become the financial advisor for your customers by gaining 360-degree view of their finances. Put your customers in the driving seats of their financial wellbeing by helping them make informed financial decisions.

Understand your customers’ financial dreams and identify the non-intrusive cross-selling/ up-selling opportunities for new revenue streams through hyper-personalization.

PFM for banks

Overview

PFM for banks

Hyper-Personalize customer engagement

Gain AI-driven personalised insights on your customers and drive meaningful engagement with them.

ROI for PFM banks

Increase ROI

Enhance the ROI of investment made in other tools such as CRM, engagement marketing, business intelligence etc through additional data points contributed by PFM.

Digital Banking

Find new revenue streams

Understand what your customer needs and then offer relevant products to relevant users.

Loyalty PFM banking

Customer loyalty

Build a deeper relationship with your customers by understanding and meeting their evolving financial needs. Add additional data points to understand your customers.

Features

01

Auto-categorization:

This features automatically categorizes all financial transactions into most relevant categories and transforms the information into interactive visualizations which makes income and expenses tracking more convenient for customers.

01

Auto-categorization:

This features automatically categorizes all financial transactions into most relevant categories and transforms the information into interactive visualizations which makes income and expenses tracking more convenient for customers.

02

Income and Expense Tracking:

Enable customers to view all financial activities in a consolidated, clear and easy to understand graphs and visuals which helps them understand their financial habits more effectively and avoid the potholes in their financial journey.

02

Income and Expense Tracking:

Enable customers to view all financial activities in a consolidated, clear and easy to understand graphs and visuals which helps them understand their financial habits more effectively and avoid the potholes in their financial journey.

03

Budgeting:

Enable customers improve their money management habits by letting them set their monthly budgets for various spending categories and track their performance against them so that the money saved can be put into action.

03

Budgeting:

Enable customers improve their money management habits by letting them set their monthly budgets for various spending categories and track their performance against them so that the money saved can be put into action.

Peer Comparison for Banks in Dubai

04

Peer Comparison:

Users can anonymously compare their financial behaviour with peers. Peer groups can determine their peer group by setting demographic attributes such as age, gender, income, expense categories etc.

Peer Comparison for Banks in Dubai

04

Peer Comparison:

Users can anonymously compare their financial behaviour with peers. Peer groups can determine their peer group by setting demographic attributes such as age, gender, income, expense categories etc.

05

Saving Jar:

A round up is a simple way to save money. Every time you buy something, PFM will round up the cost to the nearest dollar and save the change to the selected saving account.

Saving Jar for PFM Banks in Dubai
Saving Jar for PFM Banks in Dubai

05

Saving Jar:

A round up is a simple way to save money. Every time you buy something, PFM will round up the cost to the nearest dollar and save the change to the selected saving account.

06

Saving Goal:

This feature helps bank customers in developing saving habits and achieving financial goals. It enables customers to set up both short- term and long-term saving goals and makes progress tracking incredibly easy.

06

Saving Goal:

This feature helps bank customers in developing saving habits and achieving financial goals. It enables customers to set up both short- term and long-term saving goals and makes progress tracking incredibly easy.

07

Group Saving Goal:

Hysab Kytab PFM allows customers to create saving goals with their family and friends to inspire people around them for adopting better financial habits. This feature allows the banks to acquire potential new customers while increasing the deposit at the bank.

PFM Group Saving Goal
PFM Group Saving Goal

07

Group Saving Goal:

Hysab Kytab PFM allows customers to create saving goals with their family and friends to inspire people around them for adopting better financial habits. This feature allows the banks to acquire potential new customers while increasing the deposit at the bank.

PFM Dashboard for banks

08

Backoffice Analytic Dashboard:

Understand your customers financial activities/trends through AI and predictive analyses for empowering your Backoffice team on next best action.

PFM Dashboard for banks

08

Backoffice Analytic Dashboard:

Understand your customers financial activities/trends through AI and predictive analyses for empowering your Backoffice team on next best action.

What is HK PFM?

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    How to set a budget?
    To set budget to pfm, tap on budgets then tap on ‘’create new’’ budget button. You can choose category and allocate amount for budget.
    How to add a new transaction?
    To add new transaction, you can tap on plus button (bottom), select transaction type, add amount, select category, select account, to add detail (optional) you can add description, tags, location, receipt etc. In case of recurring transaction set time interval.
    How to filter out past transactions?
    Tap on filter icon to filter out / sort transactions by category, amount and transaction type.
    How to set saving goal?
    To set saving goals with hysabkytab tap on create new option, name your goal, add amount, set target date, add tags (optional), choose icon (optional), tap on create saving goal option.
    how does tag work in hysabkytab?
    Tags work just like a sub-category in hysabkytab. For example, you added an expense transaction for rs.350, category (transport), account (cash) and you added a tag name (uber). Now you can search through your tag. To search, tap on history, tap on search bar, type your tag name (uber)
    How to change personal accounts into income and expense accounts?
    New hysabkytab has person account only for lending and borrowing. You can change your previous personal account into income and expense accounts. For that create a new cash account with same name, but don’t enter balance, then make a transaction of transfer (from old account to new account with initial balance).
    Why hysab kytab asks for camera access?
    Certain features in hysab kytab requires access to your camera/gallery for example if you want to attach receipts with transaction, or you want to post sale alerts, in those scenarios you are required to give access to your camera/ gallery.
    Why hysab kytab asks for my location?
    When you try using the feature of adding place to your transactions, the app requests your permission to give access to location services. If you allow the app to access these location services, you will be able to see what places you are spending your money at.
    How to change a currency format?
    You can adjust decimal according to your need, to change currency format, tap on left drawer (top left), tap on setting, tap on currency format (change by scrolling down)
    How does reminders work in hysabkytab?
    You can set reminder for any type of transaction. To set reminder, tap on left drawer, tap on reminder, tap on add button, set type, title, time, interval, date.
    How to change time interval?
    To change time interval, tap on money, tap on calendar icon (top right), change interval according to your choice002e
    How to set 4-digit passcode?
    To add extra layer of security, you can set 4-digit passcode on your hysabkytab app, to set 4-digit code, tap on left drawer, tap on setting, tap on security, set 4-digit pin.
    How to create a backup on hysabkytab?
    To take backup, tap on left drawer, tap on setting, tap on backup, you can either take backup on your device or google cloud.
    After changing phones, how do i transfer my data from one phone to another?
    you will have to create a backup on your google cloud from your old phone. If you are logged with the same google account in your new phone, you can restore the data from your google drive. Once restored, all your data will be retrieved automatically.
    Cross platform backup
    Hysabkytab does not support cross platform backup, you can only restore android backup to another android device only.